Homes for Heroes in Jacksonville

House with a for-sale sign under pine trees

 A national program, applied file by file

Homes for Heroes operates nationally. It is not a Jacksonville ordinance and it is not a VA benefit. The program has its own rules for who qualifies and how a transaction is registered. Read those rules on the file you are actually writing.

A webpage, including this one, cannot enroll you. The question is whether that purchase or sale can be run through the program. Ask before you are under contract, not the day before closing, when registration windows get tight.

 Who it is for

As the program defines them, the groups are military, fire, EMS, teachers, healthcare, and law enforcement. If you are not sure you fit, ask. We will not stretch a category so a flyer works. The program's definition controls, not a loose job title in a text message.

Military buyers can use this conversation and a VA loan on the same house, if both apply. One does not replace the other. Fire, EMS, teachers, healthcare, and law enforcement buyers may be using conventional, FHA, or cash. The loan is a separate choice.

 What this page does not claim

Do not read this page as an enrollment announcement. We are not stating that Military Realty is enrolled, and we are not stating that any agent here is enrolled. The honest step is a phone call about the specific file.

Call (904) 309-0609 and ask if that file can be run through Homes for Heroes. You will get a yes, a no, or a list of what is missing. A yes belongs in writing on your file. A no means we keep shopping the house the ordinary way.

 No rebate percent on this page

We will not quote a rebate percent. National pages sometimes advertise one. That advertisement is not a promise from this office. If money is part of a transaction, it has to show up in the closing documents the title company will actually disburse.

Do not budget a percent you saw on a different website. Do not let a percent distract you from the price, the inspection, the insurance quote, or the loan estimate. Those move the payment more than a slogan does.

 It does not replace the VA rules

If the loan is VA, you still certify that you intend to occupy, generally within 60 days. We will not invent a waiver length for PCS orders. The appraisal still checks value and minimum property requirements. Tidewater is still the notice if the value may come in short.

Your home inspection is still your own contract. A program registration does not inspect the roof, the cast iron, or the water heater in the garage. Jacksonville houses need that visit whether or not a hero benefit is in the file.

 How to start in Duval

The listing feed on this page is Duval County, active, newest first. It is every active Duval listing, not a hero-only inventory. There is no MLS button for military, teachers, or nurses. The program, if the file qualifies, is handled beside a normal search.

Start with Buying a home and, if the loan is VA, the VA loan knowledge center. Then call (904) 309-0609 and ask the enrollment question in plain language: can this file be run through Homes for Heroes?

 Keep going

• Buying a home
• VA loan knowledge center

Call (904) 309-0609.