VA Loan Knowledge Center
Military Realty of Florida was founded by veterans, for veterans. We built this Knowledge Center for you — twelve chapters on the VA home loan, written for people buying or refinancing near NAS Jacksonville, Mayport, and Blount Island. Work through the chapters in order, or jump to the one you need. Questions? Call or text Matt at 904-309-0609.
VA Loan Knowledge Center Chapters
Tap a chapter to open it. Use Previous, Next, and Home on every page to move through the book.
- 01VA Home Loans: The OverviewHow VA loans work for Jacksonville military buyers — the complete overview.
- 02VA Loan EligibilityWho qualifies: service requirements for veterans, active duty, Guard, Reserve, and spouses.
- 03VA Certificate of EligibilityHow to get your COE and what it tells your lender.
- 04VA Entitlement GuideHow entitlement works, bonus entitlement, and restoring it after a sale.
- 05VA Funding FeeWhat you'll pay, who's exempt, and how it affects your loan.
- 06VA Loan Limits: Jacksonville2026 conforming limits and what they mean for Duval, Clay, Nassau, and St. Johns counties.
- 07VA Appraisal ProcessThe VA appraisal, Tidewater, and what happens if the value comes in low.
- 08VA Closing CostsWhat VA buyers actually pay at closing in Jacksonville.
- 09VA Loan AssumptionHow assumable VA loans work — and why Jacksonville sellers should care.
- 10VA Construction & Renovation LoansBuilding or renovating with your VA benefit.
- 11VA Refinance & IRRRLLower your rate with the IRRRL or tap equity with a VA cash-out refi.
- 12VA Loans for Surviving SpousesThe VA benefit for surviving spouses of veterans.
Matt Strickland is a retired U.S. Navy officer, a Florida REALTOR®, and the broker-owner of Military Realty of Florida. These chapters are the Jacksonville version of the VA home-loan benefit — not a national pamphlet, and for education only. Data current as of September 2026.