The 2 Navy Vets Team — Securing the future for our community through FHA, VA & Conventional Loans.
Start Application NowExclusive benefits for veterans and active-duty military, including $0 down payment and no private mortgage insurance (PMI).
Learn MorePerfect for first-time buyers with flexible credit requirements and down payments as low as 3.5%.
Learn MoreGreat for buyers with strong credit. Offers competitive rates and flexible down payment options starting at 3%.
Learn MoreJoe Verseput & Craig Dixon have an intense focus on client satisfaction and a thirst for knowledge. Together, Joe & Craig make up the 2 Navy Vets team here at Future Home Loans.
After spending 6 years as a Naval Nuclear Submariner, Joe worked in Power Plants, Cryogenics, and Anesthetics before landing in the Mortgage Industry in 2010, moving away from the technical world and finding a career that would allow him to help others on a personal level.
Craig was a member of the military for 5 1/2 years at the Mayport Naval Station, where he specialized in air traffic control. After joining Future Home Loans, Craig & Joe founded the 2 Navy Vets team in an effort to help fellow local veterans achieve their dreams of home ownership.
Quick Turnarounds: We currently average a 17-day turn time from the start of your application to a clear to close.
"One-Stop" Shop: We have access to 100's of financing options to perfectly fit your specific home loan needs.
Best Rates: Having established relationships with multiple lenders allows us to consistently offer the best rates available.
Flexible Credit: Credit scores down to 500 are considered for our FHA and VA loan programs.
Virtual Closings: Traveling or relocating from out of town? Our entirely remote process is built with your convenience in mind.
"I absolutely love working with the 2 Navy Vets team. Joe, Craig, and Amy go above and beyond for all of their clients and make every transaction seamless."
"Craig and his team absolutely made my home buying experience easier by their professionalism and attention to detail. When you make that big purchase, you need someone who has experience. Your time and attention to detail made the difference. Thank you!"
"Future Home Loans team is very professional and I used them because they take the time to explain everything to me and they had the best rates. Not a lot of lenders were willing to lend on investments during the pandemic."