Craig & Joe | 2 Navy Vets
Mortgage Brokers | NMLS# 390051
FHA Loans
The perfect path for first-time home buyers. Flexible credit requirements and low down payment options.
See if You QualifyWhy Choose an FHA Loan?
Low Down Payments
FHA loans allow down payments as low as 3.5% of the purchase price, making homeownership significantly more accessible.
Forgiving Credit Standards
Because they are government-backed, FHA loans are available to borrowers with lower credit scores (down to 500 in some cases) or limited credit history.
Gift Funds Allowed
100% of your down payment and closing costs can come from a financial gift from a family member, employer, or approved charity.
First-Time Buyer Friendly
While you don't have to be a first-time buyer to use an FHA loan, it is specifically designed to help families break into the housing market.