If you’re touring homes around Jacksonville this fall, you may have noticed listings staying up a little longer than they did this summer. September’s realMLS numbers back that up. Buyers have a bit more time and a little more room to talk price. Sellers are still getting close to asking when the price is right from day one. And for military families, the report date on your orders will shape your timing more than any monthly number.
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Jacksonville Home Prices and Inventory: September at a Glance
Where Jacksonville sits right now (months of supply)
Under 6 months: leans toward sellersAbout 6: balancedOver 6: leans toward buyers
That bar measures months of supply: how long today’s homes for sale would last if sales kept their pace and nobody listed anything new. Around six months is called balanced, and anything under that tilts toward sellers. Single-family homes sat at 4.0 months in September, up from August but still lower than a year ago.
$360,000
Median sales price
39 days
Median days on market
9,194
Homes for sale
4.0
Months of supply (single-family)
By county
| County | Median price | Days on market | Months of supply | Inventory vs Sept. 2025 |
|---|---|---|---|---|
| Duval | $319,000 | 36 | 4.2 | -19.1% |
| St. Johns | $498,000 | 41 | 4.2 | -24.6% |
| Clay | $335,000 | 40 | 5.1 | -6.6% |
| Nassau | $472,000 | 45 | 6.0 | -12.1% |
County figures: realMLS Market Review, September 2026, all property types, data updated 10/06/26.
| Metric | Sept. 2026 | vs Aug. 2026 | vs Sept. 2025 |
|---|---|---|---|
| Closed sales | 2,165 | -9.1% | -10.2% |
| Median sales price | $360,000 | +1.4% | +2.6% |
| Median price per sq ft | $198 | -0.5% | -0.5% |
| Median days on market | 39 | +14.7% | -7.1% |
| Active inventory | 9,194 | -3.4% | -17.8% |
| New listings | 2,958 | -6.1% | -7.9% |
| Single-family median price | $395,000 | +2.4% | +2.6% |
| Single-family days on market | 37 | +17.7% | -11.0% |
| Single-family list price received | 97.6% | -0.2% | +0.4% |
| Single-family sold over list | 12.8% | +2.7% | +27.3% |
| Single-family months of supply | 4.0 | +7.3% | -9.9% |
Source: realMLS Market Review, September 2026, updated 10/06/26. Top six rows are all property types; the last five are single-family only. Compare with the September 2026 Jacksonville market update or browse all of our Jacksonville market updates.
Buying a Home in Jacksonville This Fall
Days on market is how long a home stays listed before it sells, and in September the typical home took 39 days. That’s a few weeks of breathing room. A seller who has waited that long is often open to talking about price, repairs or closing costs.
Choice is the tradeoff. Inventory, the number of homes for sale at one time, was 17.8% lower than a year ago, so a well-priced home in a popular school zone can still go fast.
Prices are steady. Single-family sellers received 97.6% of list price, so plan on paying close to asking, not far over it.
Buying With PCS Orders or a VA Loan Near NAS Jax and Mayport
For the military families we work with, the market rarely sets the schedule. The report date on the orders does. What September changes is the house-hunting trip: with fewer homes on the market than last fall, pick your commute and county before you fly in.
The slower pace helps a little, since you’re less likely to lose a house over one weekend. If the timeline is tight, renting first and buying once you know the area is a fair choice. Our PCS to Jacksonville guide walks through those first decisions, gate by gate.
Selling a Jacksonville Home This Fall
Buyers are still paying close to asking. They’re just taking longer: the median single-family home needed 37 days to sell, up from August. A home priced too high tends to sit.
Competition is lighter, with new listings down 7.9% from a year ago. If orders set your sale date, count back and leave about five weeks on the market before the closing calendar even starts.
Jacksonville Mortgage Rates Right Now
Freddie Mac’s Primary Mortgage Market Survey put the average 30-year fixed rate at 7.40% on October 8, 2026, up from 7.28% a week earlier and 6.30% a year ago. On a $360,000 loan, that comes to about $2,493 a month in principal and interest, roughly $264 more than at last year’s rate, before taxes and insurance.
That average reflects conventional loans with 20% down. If you’re using a VA loan, ask a lender for a VA quote on your own numbers, and see our VA home loans guide for how it works.
Duval, St. Johns, Clay and Nassau County Markets
Duval County
Duval suits buyers who want the most choices, with NAS Jacksonville and Naval Station Mayport both inside the county; homes around Mayport keep the drive to the Mayport gate short. The median sale price was $319,000, up 2.9% from September 2025, with 4.2 months of supply. Browse Duval County homes for sale.
St. Johns County
St. Johns fits families with a bigger budget who put schools first, in places like Nocatee and St. Augustine. Without traffic, Nocatee is roughly 40 minutes from NAS Jax or Mayport, and St. Augustine is closer to an hour. The median sale price was $498,000, up 2.7% from September 2025, with 4.2 months of supply. See St. Johns County homes for sale.
Clay County
Clay is where many families look for more house for the money near NAS Jax, around Orange Park and Oakleaf. The median sale price was $335,000, up 0.8% from September 2025, with 5.1 months of supply. See Clay County homes for sale.
Nassau County
Nassau fits buyers who want a slower pace around Yulee and Fernandina Beach. With Kings Bay orders, the drive from Yulee up I-95 to the base is roughly a half hour, and we keep the search on the Florida side: Yulee, Fernandina Beach and north Jacksonville. The median sale price was $472,000, up 7.3% from September 2025, with 6.0 months of supply. It’s the smallest of the four markets, so one month can swing a lot. See Nassau County homes for sale.
Source: realMLS (Northeast Florida MLS), September 2026 data.
Data provided by realMLS. ©2026 Domus Analytics®
Have a Home in Mind?
If there’s a house or a neighborhood you’ve been keeping an eye on, we’re always happy to look at how it compares to these numbers. No pressure, just an honest read from people who know the area. Our team, led by broker-owner Matt Strickland, a retired Navy officer, works with military and civilian families across Duval, Clay, St. Johns and Nassau counties.
Call or text (904) 309-0609For education only. This update summarizes published realMLS and Freddie Mac data and is not financial, lending or legal advice. Talk with your lender about rates and loan terms.